‘Dear Dave’ When to start the process?

Dear Dave,

My husband and I are debt-free, and we have an emergency fund of six months of expenses saved. We’d like to buy a home in the $250,000 to $275,000 price range in the near future, and we plan on saving $60,000 for a down payment. It should take a little less than two years to save that much money. When should we begin the search for a good real estate agent and start the underwriting process?


Dear Sarah,

I’m really proud of you two. You’re being very intentional and goal-oriented about getting control of your finances and the home buying process.

I’d advise starting a conversation with a quality mortgage company when you’re about five or six months away from your savings goal date. There’s “pre-approval,” but there’s also something called “certified.” That’s a step beyond pre-approved, and it basically puts you in a position to make an offer when you’re ready for the purchase. So, getting certified as a buyer is very helpful. After that, sit down and talk with a few agents. Interview them, and decide on someone you like and trust. Find an experienced agent you’re comfortable with to guide you through the real estate world, and then start outlining your search and buying strategy.

What I would not do is jump from agent to agent. There’s a tremendous benefit in finding someone you trust and feel good about. I’m talking about a buyer’s agent who’s going to fight for you. This means someone who will show you several different properties, keep your wants and needs foremost in their mind, and help you get the best possible buy on your new home!



Dear Dave,

My husband and I were listening to your radio show the other day. In it, you were speaking to a lady about buying a home. When you talk about mortgage payments being 25 percent or less of your take-home pay, does this figure include taxes and insurance or just principal and interest?


Dear Ann,

That figure includes taxes and insurance, too. The whole idea is to make sure your house payment is manageable. You don’t want to have so much money going toward your mortgage every month, what I call being “house poor,” that you can’t take care of your other financial responsibilities or enjoy life.

It’s simple. You have more money when you don’t have debt. If you want to build wealth, you have to get out of the payment business. When one-third to one-half of everything you bring home is going to creditors, you have less money for other stuff—other important stuff.

Trust me, I get it. A home is a huge expense that very few people, especially those just starting out, can afford to pay for in cash. That’s why I don’t beat people up for getting a 15-year, fixed-rate mortgage. But that’s the only kind of mortgage I recommend.

And yes, make sure the monthly payments are just 25 percent, or less, of your take-home pay!


* Dave Ramsey is CEO of Ramsey Solutions. He has authored seven best-selling books, including The Total Money Makeover. The Dave Ramsey Show is heard by more than 16 million listeners each week on 600 radio stations and multiple digital platforms. Follow Dave on the web at daveramsey.com and on Twitter at @DaveRamsey.



Gospel focus for NAMB at SBC Birmingham


BIRMINGHAM, Ala. (BP) — During the 2019 Southern Baptist Convention Annual Meeting, the North American Mission Board will emphasize how every aspect of its work involves sending the hope of the Gospel throughout North America.

During the 2019 SBC Annual Meeting in Birmingham, the North American Mission Board will emphasize how every aspect of its work involves sending the hope of the Gospel throughout North America. – NAMB photo

“Evangelism is at the heart of everything we do and drives our church planting and compassion ministry strategy,” said NAMB President Kevin Ezell. “It’s all about the Gospel at the North American Mission Board.”Crossover, the cooperative outreach initiative that takes place ahead of annual meeting in Birmingham, Ala., will kick off on Wednesday, June 5 with a rally and training hosted by Johnny Hunt at The Church at Brook Hills. The Alabama Baptist Convention, local associations and churches will be mobilizing teams to go door-to-door on Saturday, June 8. See related Baptist Press story.

For more information, visit namb.net/crossover. On Monday, June 10, NAMB will host its annual Send Luncheon in the concert hall at the Birmingham-Jefferson Convention Complex at 11:45 a.m.

“he main reason for our luncheon is to thank and encourage pastors,” Ezell said. “We hope they will walk away feeling blessed and appreciated.”

Attendance is free, but registration is required. Visit www.namb.net/sendluncheon to register.

NAMB’s annual report to messengers at the annual meeting will take place on Tuesday morning, June 11. Ezell will share updates from NAMB’s evangelism and leadership ministry since the addition of Hunt as senior vice president. He will also report on the progress made by Send Network and Send Relief in the areas of church planting and compassion ministry.

The report will be followed by NAMB’s presentation, which will highlight some of the major ministry stories that have taken place over the last year and feature the “Who’s Your One?” evangelism initiative.

In the exhibit hall, NAMB will spotlight Who’s Your One? and collegiate mobilization, while also featuring its two ministry areas: Send Network and Send Relief. The exhibit will feature interactive opportunities to connect with NAMB’s ministries. Missionaries will also be available to discuss mobilization plans with pastors, churches and others to determine their next step for sending the Gospel to North America.

At the Cooperative Program stage, NAMB leaders and missionaries will participate in panel discussions and conversations about how best to reach North America.

Brandon Elrod writes for the North American Mission Board.

IMB in Birmingham to inspire, show churches at work

BIRMINGHAM, Ala. (BP) — Every church has a role to play in reaching every nation with the Gospel, the International Mission Board urges. And during the 2019 Southern Baptist Convention Annual Meeting, the IMB will host an opportunity for Southern Baptists to help take the Gospel to unreached people.

Bando Koro African Drum and Dance Ensemble performs at the International Mission Board’s banquet at the 2018 SBC annual meeting in Dallas. – BP file photo by Matt Jones

Nearly 3,000 languages still have no translation of Scripture, IMB reports. At their exhibit, attendees can help fund a translation of the New Testament and pray for the 500,000 people in Southeast Asia who will have an opportunity to read the Scriptures in their language for the first time. Visitors also will receive resources to help lead their churches to participate in international missions through going, praying and giving.The annual meeting will feature a new missionary “Sending Celebration” Tuesday afternoon, June 11. Attendees will hear from current IMB missionaries, as well as new missionary appointees. Together, Southern Baptists will celebrate the cooperative sending of international missionaries. The IMB looks for this to be an “inspiring reminder of how God works through our churches as we work together to make disciples among unreached people.”

The IMB will host a dinner Monday night before the final session of the SBC Pastor’s Conference. The dinner will be in the Sheraton Hotel’s Birmingham Ballroom. Pre-ordered tickets can be picked up at IMB’s booth outside the Pastors’ Conference.

IMB partners with churches to “empower limitless missionary teams who are evangelizing, discipling, planting, and multiplying healthy churches, and training leaders among unreached peoples and places for the glory of God.”

Reported by International Mission Board staff.

New opportunities among women’s events in Birmingham

BIRMINGHAM, Ala. (BP) — Women attending the Southern Baptist Convention’s annual meeting in Birmingham are invited to a trio of events, including a SBC Women’s Session, a Ministers’ Wives Luncheon, and a women’s expo at the Birmingham-Jefferson Convention Complex (BJCC).

SBC Women’s Session

All women across the Southern Baptist Convention are invited to participate in a “Women’s Session” at 9 a.m. on Monday, June 10, during this year’s SBC Pastors’ Conference.

Speakers for the SBC Women’s Session include Brunson, Lori McDaniel, Kandi Gallaty, Missie Branch and Amy Whitfield, among others.

The three-hour event, which replaces the former Pastors’ Wives Conference, will feature the newly launched SBC Women’s Leadership Network (WLN), which, according to its website (sbcwomen.net), is “a collaborative community of women from the Southern Baptist Convention family who long to lead in diverse ways to significantly impact the Kingdom of God.” It will be held in BJCC Rooms A-J.

Susie Hawkins, one of 14 steering committee members of the recently inaugurated network and wife of O.S. Hawkins, president and CEO of GuideStone Financial Resources of the Southern Baptist Convention, explained, “We have broadened our purpose to include all women, not just specifically ministry wives … but all women who work in our seminaries, agencies, LifeWay” and more.

“We believe women are indispensable in the advancement of the Gospel,” she said.


The WLN offers a blog, podcast and Facebook page (https://www.facebook.com/groups/2285033808421320/), she explained, and those participating affirm the SBC’s Baptist Faith and Message and embrace theological complementarianism.McDaniel, also a steering committee member, serves as manager of church initiatives in mobilization at the International Mission Board. She and her husband Mike and their three children served as missionaries in Zambia, Africa, before returning to plant Grace Point Church in Bentonville, Ark., where Mike is senior pastor.

Gallaty, wife of Robby Gallaty, pastor of Long Hollow Baptist Church in Hendersonville, Tenn., is the author of “Disciple Her: Using the Word, Work, & Wonder of God to Invest in Women” and a trainer for Replicate Ministries, which equips and trains men and women to be disciples who make disciples.

Branch is assistant dean of students to women and the director of graduate life at Southeastern Baptist Theological Seminary (SEBTS) in Wake Forest, N.C., serving women in both the college and the seminary.

Whitfield is director of marketing and communications at SEBTS and co-host of the podcast, “SBC This Week.” Amy co-authored the book, “SBC FAQs: A Ready Reference” and has served since 2016 as an assistant parliamentarian for the Southern Baptist Convention. She is married to Keith, who serves as dean of graduate studies and vice president for academic administration at SEBTS.


The wide range of women who come to this gathering will also enjoy table conversations, a question-and-answer panel discussion, and worship led by Kristin and Eric Yeldell from First Baptist Church of Naples, Fla.

There is no cost for the Monday event and registration is not required. Women who serve in any facet of local church leadership, missions and denominational work are invited to attend.

SBC Ministers’ Wives Luncheon

Lauren Chandler will be the keynote speaker during the SBC Ministers’ Wives Luncheon, announced Kim Hamm, luncheon president.

The June 11 luncheon theme is “Steadfast” from Chandler’s popular book, “Steadfast Love: The Response of God to the Cries of Our Heart” and the recently released Bible study, “Steadfast Love: A Study of Psalm 107.”

“Lauren has such a heart for women,” said Hamm, wife of Gardendale Baptist Church Pastor Kevin Hamm. “She is so relatable and understands well that when we are in our storms, we have to be anchored in the Lord. The praises of people will not hold us. Only God is our anchor.”

In 2009, Chandler’s husband faced a malignant brain tumor, of which he was subsequently healed.

“We are all real women going home to real problems and real ministry — and we will sink if we are not anchored in the Lord,” said Hamm, who has served alongside her husband in various roles: youth ministry, at a small country church, and now a 3,000-member megachurch in suburban Birmingham.

“It doesn’t matter what kind of church you are from, we all come into the room needing to sit down and relax and be lifted up to the Lord,” she said.

Charlotte Guffin and Faith Harper from the worship team at Gardendale Baptist Church will serve as musical guests for the luncheon, which begins at noon.

Tickets for the luncheon, which is open to all wives of pastors, church staff members, chaplains, missionaries and denominational workers, are $20/person and can be purchased online at https://www.lifeway.com/en/events/ministers-wives-luncheon.

Women’s Expo

In the lobby outside the ballroom, a women’s expo will offer resources to “expose, engage, enlighten and empower” women through displays for new Bible studies, ministry support and evangelistic tools. There will be between 20-25 exhibitors focusing on ministries for women and to women.

Diane Nix, the expo organizer, said, “Our hope is that information gathered will not only be an encouragement for their journey but will inspire them as they go home to family and the women of their churches.” Persons interested in exhibiting should contact Nix at

All events will be held in or near the BJCC South meeting rooms A-J on Level 2.

Shannon Baker is director of communications for the Baptist Resource Network of Pennsylvania/South Jersey in Harrisburg, Pa.

WMU Missions Celebration ‘like none other’

With the theme “Pursue,” participants will hear stories of how individuals have pursued God and accounts of how God has pursued them, all the while considering ways the idea of “pursuit” applies to their own lives. The WMU Missions Celebration and Annual Meeting will be held June 9-10, prior to the 2019 Southern Baptist Convention Annual Meeting in Birmingham.”This year I’m praying your missional journey will lead you to our hometown for a time of renewal and encouragement through inspiring missionaries, worship and reuniting with other WMU family members,” said Linda Cooper, president, national WMU.”God is doing amazing things all around the world and you are a part of it,” Cooper said. “Come celebrate with us! You will be inspired, challenged and equipped for your missional journey.”

On Sunday, June 9, the WMU Missions Celebration will kick off at The Church at Brook Hills located at 3145 Brook Highland Parkway in Birmingham, which is less than two miles from national WMU headquarters. Sunday’s celebration will consist of two general sessions, one at 3 p.m. and the second at 5 p.m., with a dessert party and light refreshments in between.

Attendees will hear from missions leaders including Nik and Ruth Ripken who have served around the globe with the International Mission Board (IMB) for more than 32 years. Their focus is on expanding the Kingdom of God by sharing truths and practices learned from believers in persecution. Nik is the author of “The Insanity of God” and “The Insanity of Obedience.”

Born in South Korea, Hun and Eunjoo Sol immigrated to the U.S. where they planted and served in Korean churches for more than 18 years. Since 2012, they have served with the IMB among East Asian peoples, and are currently serving in South Korea.

Philip and Jummai Nache, church planters serving in Minneapolis, Minn., with the North American Mission Board, have now started two churches in the Twin Cities. Philip left his home of Nigeria in 2010 to attend seminary in the U.S. Soon thereafter he was approached by a group of South Sudanese living in Minneapolis who wanted help starting a church.

Philip shared, “I was captivated by the idea of reaching out to Africans here. The Great Commission is about disciples. So many of our people want to be trained. They want to reach out to their people and plant churches here in America and in Africa.”

Attendees will hear how God is blessing the couple today as they have opportunities to make disciples in Minneapolis, home to more than 100,000 African refugees and immigrants.

In addition to these and other missionary speakers, participants will enjoy a time of worship and hearing from national WMU presidents emerita and national Acteens panelists.

“We invite you to draw close to God and experience His presence through worship and be captivated by His work in the world through incredible missions stories,” noted Sandy Wisdom-Martin, executive director-treasurer, national WMU. “We are unalterably committed to helping you pursue God. He beckons and awaits your response. Learn how to chase Him with everything you’ve got.”

On Monday, June 10, the Missions Celebration continues beginning at 9 a.m. at national WMU located at 100 Missionary Ridge, with 131 missions activities planned for both inside and outdoors.

“We are filling every square inch of space with a tremendous variety of missions experiences for all ages,” Wisdom-Martin said. “As we celebrate 131 years of missions involvement through WMU, we are excited to offer 131 options throughout the day.”

Just to list a few, opportunities include an interactive refugee simulation; monologues from past missions leaders; an unveiling of the Walk of Faith, an honor/memorial garden with inscribed bricks in recognition of those who love missions; games and activities, including an RA sailboat gutter regatta; self-guided audio tours of missions artifacts and history; a dedication of a prayer chapel reflective of design in 1888 when WMU was founded; interactive conferences on topics such as creativity and experiencing the persecuted church; packing boxes for refugees; being part of creating a world mosaic using glass tiles; and more.

A full schedule of activities will be posted soon at wmu.com/birmingham.

Registration for Sunday is $15 and includes a small tote bag and advance release of “On the Journey,” a 30-day devotional written by Cooper and Wisdom-Martin. There is no registration fee for Monday, but box lunches may be reserved for $5 each. Those attending Monday should park at The Church of Brook Hills; there will be free roundtrip shuttle service to national WMU. Visit wmu.com/birmingham to register and for more information.

Prior to the WMU Missions Celebration, WMU will host an “Acteens for Life” dinner at national WMU on Friday, June 7, at 6 p.m., marking 50 years of lives changed through Acteens. This gathering is for all women whose lives have been impacted through Acteens in her teenage years, as well as current and former leaders of Acteens. Visit wmu.com/ActeensforLife for more information and to register. Registration is required; the cost is $30.

“This event will be a great time for women who have experienced Acteens to celebrate how involvement in missions impacted their lives while also considering the value of missions discipleship for today’s teens,” said Heather Keller, missions consultant for Acteens. “Those in attendance will also be encouraged to volunteer on teams during Crossover Birmingham on Saturday morning.”

All Southern Baptists are invited to visit WMU while in Birmingham for the SBC Annual Meeting, June 11-12. Following Monday’s activities at WMU, audio tours of WMU are available the remainder of the week, Tuesday–Friday, from 8 a.m.–4 p.m.

See WMU Missions Celebration and Annual Meeting schedule.

Julie Walters is WMU’s corporate communications manager.

Pastors’ Conference to spotlight ‘Kingdom character’

BIRMINGHAM, Ala. (BP) — Attendees of this year’s Southern Baptist Convention Pastors’Conference won’t just hear about the conference’s “Kingdom character” theme. They’ll learn how it’s personally lived out as well.

As conference preachers examine the Beatitudes in Matthew 5, each speaker will focus on a Scripture exemplified in his own life, said Pastors’ Conference President Danny Wood. The Pastors’ Conference will convene June 9-10 in Birmingham, Ala.”We as a convention, and really Christian ministries in general, have had some real struggles with some character issues,” said Wood, pastor of Shades Mountain Baptist Church in Birmingham. “We want this to be a needed reminder to all of us about the character of Christ-followers, because we know our conduct grows out of our character.”

Jimmy Scroggins, pastor of Family Church in West Palm Beach, Fla., preaches during the afternoon session of the 2016 Pastors’ Conference in St. Louis. Scroggins will preach in the final session of this year’s conference in Birmingham. – BP file photo

Evangelists Jay and Katherine Wolf will address what it means to be “poor in spirit,” based on their experience of Katherine’s massive 2008 stroke and subsequent paralysis. Ed Litton, pastor of Redemption Church in Mobile, Ala., will preach on “blessed are those who mourn,” drawing from the experiences he and his wife Kathy each have of losing their first spouses in fatal car accidents.

Other speakers include British pastor Martin Young (“blessed are the merciful”), who oversees a network of mercy ministries; Atlanta pastor and North American Mission Board vice president Dhati Lewis (“blessed are the peacemakers”), who has helped lead Southern Baptists in racial reconciliation; and Pastor Andrew Brunson (“blessed are those who are persecuted because of righteousness”), who was imprisoned for two years in Turkey on charges of terrorism and espionage.

“I prayed through [the conference lineup] and was looking for men whose lives emulated those particular Beatitudes,” Wood said.

Along with preaching, the Pastors’ Conference will feature worship and prayer to undergird the ministry of pastors and their wives. The sessions at the Birmingham-Jefferson Convention Complex will be held prior to the SBC’s June 11-12 annual meeting there.

Worship will be led by the Shades Mountain worship choir and orchestra, the sanctuary choir from Greater Shiloh Metropolitan Baptist Church in Birmingham, and the sanctuary choir from Sixth Avenue Baptist Church in Birmingham.

Additionally, the conference will include two roundtable discussions.

A roundtable on racial reconciliation will feature discussion of how Birmingham churches helped foster healing in the city after police shot and killed an African American man at a local mall last Thanksgiving, sparking racial tension. The discussion also will note the importance of building friendships across ethnic lines and being a peacemaker when the racial diversity of a church increases.

A roundtable on persecution will feature, among other participants, Brunson; authors and missionaries Nik and Ruth Ripkin; and Colorado baker Jack Phillips, who won a U.S. Supreme Court case after the state of Colorado attempted to force him to bake cakes for same-sex weddings.

Speakers for Sunday evening (June 9, 6-9 p.m.) will include Robert Smith, a professor at Samford University’s Beeson Divinity School; Jay and Katherine Wolf; and Litton.

Monday morning (June 10, 9-11:30 a.m.) will feature messages from David Platt, pastor of McLean Bible Church in the Washington, D.C., area; Russell Moore, president of the Ethics & Religious Liberty Commission; and Young, senior minister of Rising Brook Community Church in Staffordshire, U.K.

Monday afternoon (1:30-4 p.m.) speakers will include Ben Mandrell, pastor of Storyline Fellowship in Denver; and Lewis, lead pastor of Blueprint Church in Atlanta.

Monday evening (6-9 p.m.) speakers will include Brunson and Jimmy Scroggins, pastor of Family Church in West Palm Beach, Fla.

Each Pastors’ Conference attendee will receive a book approximately 100 pages long containing the conference program and stories of nine individuals “whose lives emulate each one of those Beatitudes,” Wood said. The conference offering will go to Christian Service Mission in Birmingham, a ministry that connects resources with people in need.

The Pastors’ Conference is free and requires no registration. To learn more about this year’s schedule, sponsors and theme, visit sbcpc.net. You can also access information about the conference on Facebook and Twitter.

Child care for children ages birth through 12 years will be offered during all Pastors’ Conference sessions. Children ages 4-12 may register for a conference provided by Children’s Conferences International at www.childrensconferences.com.

Southern Baptist Disaster Relief child care volunteers will offer child care for newborns through age 5 during the Pastors’ Conference.

David Roach is chief national correspondent for Baptist Press, the Southern Baptist Convention’s news service. 

2019 SBC annual meeting program released


8:00 — Worship — Branden Williams, Convention music director; worship pastor, The Summit Church, Durham, N.C.

8:25 — Prayer — Rick Lance, executive director-treasurer, Alabama Baptist State Board of Missions, Prattville, Ala.

8:30 — Welcome and Call to Order — J.D. Greear, SBC president; pastor, The Summit Church, Durham, N.C.

8:45 — Registration Report and Constitution of Convention — Don Currence, SBC registration secretary; minister of administration, First Baptist Church, Ozark, Mo.

8:50 — Committee on Order of Business Report (First) — Adam W. Greenway, president, Southwestern Baptist Theological Seminary, Fort Worth, Texas

8:55 — Celebrating Freedom — J.D. Greear; General Douglas L. Carver, executive director of chaplaincy, North American Mission Board, Alpharetta, Ga.

9:05 — GuideStone Financial Resources Report — O.S. Hawkins, president and CEO, GuideStone Financial Resources, Dallas

9:17 — Executive Committee Report (Part 1) — Ronnie Floyd, president and CEO, SBC Executive Committee, Nashville

10:02 — Introduction of New Motions (First)

10:22 — Crossover Report & Birmingham Schools Postcard Project — Johnny Hunt, senior vice president for evangelism and leadership, North American Mission Board, Alpharetta, Ga.

10:33 — North American Mission Board Report — Kevin Ezell, president, North American Mission Board, Alpharetta, Ga.

10:45 — North American Mission Board Presentation — Kevin Ezell

11:15 — Worship — Branden Williams

11:30 — President’s Address — J.D. Greear

12:15 — Closing Prayer — John L. Cantelow III, senior pastor, Sixth Avenue Baptist Church, Birmingham, Ala.


2:30 — Worship — Branden Williams, Convention music director; worship pastor, The Summit Church, Durham, N.C.

2:40 — Prayer — Liz Encinia, executive director-treasurer, Kentucky Woman’s Missionary Union, Louisville, Ky.

2:45 — Election of Officers (First)

2:50 — Introduction of New Motions (Last Opportunity)

3:10 — Election of Officers (Second)

3:20 — Panel — Undivided: Your Church and Racial Reconciliation

3:50 — Election of Officers (Third)

3:56 — Woman’s Missionary Union Report — Sandra Wisdom-Martin, executive director-treasurer, Woman’s Missionary Union, Birmingham, Ala.

4:08 — International Mission Board Report — Paul Chitwood, president, International Mission Board, Richmond, Va.

4:20 — Mission Sending Celebration — Paul Chitwood

5:05 — Election of Officers (Fourth)

5:10 — Committee on Order of Business Report (Second) — Adam W. Greenway, president, Southwestern Baptist Theological Seminary, Fort Worth, Texas

5:25 — Election of Officers (Fifth)

5:30 — Executive Committee Report (Part 2) — Ronnie Floyd, president and CEO, SBC Executive Committee, Nashville

6:15 — Closing Prayer — Susie Hawkins, author; speaker, Susie Hawkins Ministry, Dallas


8:00 — Worship — Branden Williams, Convention music director; worship pastor, The Summit Church, Durham, N.C.

8:25 — Prayer — Cameron Triggs, lead pastor, Grace Alive, Orlando, Fla.

8:30 — Committee on Order of Business Report (Third) — Adam W. Greenway, president, Southwestern Baptist Theological Seminary, Fort Worth, Texas

8:40 — Committee on Committees Report — Sky Pratt, chairman; associate pastor, mobilization, Prince Avenue Baptist Church, Bogart, Ga.

8:50 — Committee on Nominations Report — Bucky Kennedy, chairman; evangelist, Bucky Kennedy Ministries, Gainesville, Ga.

9:00 — Previously Scheduled Business — J.D. Greear, SBC president; pastor, The Summit Church, Durham, N.C.

9:20 — Panel — Gospel Above All: Keeping Secondary Issues Secondary

10:00 — Joint Seminary Presentation and Reports — Daniel L. Akin, president, Southeastern Baptist Theological Seminary, Wake Forest, N.C.; Jason K. Allen, president, Midwestern Baptist Theological Seminary, Kansas City, Mo.; Adam W. Greenway, president, Southwestern Baptist Theological Seminary, Fort Worth, Texas; Jeff Iorg, president, Gateway Seminary of the Southern Baptist Convention, Ontario, Calif.; Charles S. Kelley Jr., chancellor, New Orleans Baptist Theological Seminary, New Orleans, La.; R. Albert Mohler Jr., president, Southern Baptist Theological Seminary, Louisville, Ky.

11:15 — Worship — Branden Williams

11:30 — Convention Sermon — Stephen Rummage, senior pastor, Quail Springs Baptist Church, Oklahoma City

12:15 — Closing Prayer — Cyndi Logsdon, senior project manager, International Mission Board, Richmond, Va.


2:30 — Worship — Branden Williams, Convention music director; worship pastor, The Summit Church, Durham, N.C.

2:40 — Prayer — Ray Gentry, executive director, Southern Baptist Conference of Associational Leaders, McDonough, Ga.

2:45 — Ethics & Religious Liberty Commission Presentation (Part 1) — Russell D. Moore, president, Ethics & Religious Liberty Commission, Nashville

President’s Sexual Abuse Study Group — J.D. Greear, SBC president; pastor, The Summit Church, Durham, N.C.

3:05 — Ethics & Religious Liberty Commission Report — Russell D. Moore

3:17 — Ethics & Religious Liberty Commission Presentation (Part 2) — Russell D. Moore

3:37 — Panel — Indispensable Partners: The Value of Women in God’s Mission

4:08 — LifeWay Christian Resources Report — Brad Waggoner, acting president; executive vice president, LifeWay Christian Resources, Nashville

4:20 — LifeWay Christian Resources Presentation — Brad Waggoner

4:40 — Committee on Resolutions Report — Curtis A. Woods, chairman; co-interim executive director; associate executive director for convention relations, Kentucky Baptist Convention, Louisville, Ky.

5:20 — Previously Scheduled Business — J.D. Greear

5:40 — Committee on Order of Business Report (Fourth) — Adam W. Greenway, president, Southwestern Baptist Theological Seminary, Fort Worth, Texas

Election of 2020 Convention Preacher, Alternate Preacher and Music Director

5:50 — Recognition of Past SBC Presidents & Honoring Joyce Rogers — J.D. Greear

6:00 — Presentation of SBC Officers — Ronnie Floyd, president and CEO, SBC Executive Committee, Nashville

6:10 — Closing Words and Birmingham hand-off to Orlando — J.D. Greear

6:15 — Closing Prayer — Tommy Green, executive director-treasurer, Florida Baptist Convention, Jacksonville, Fla.