Dear Dave, I’ll be retiring in the next couple of years. When I leave my job, we will have a yearly income of $65,000 through my pension. I don’t think we need an emergency fund with such a dependable, steady income stream like that, but my wife disagrees. She says she would feel safer if we had money set aside just for the unexpected. What do you think we should do?
My husband and I were listening to your radio show the other day. In it, you were speaking to a lady about buying a home.
Dear Dave, I’ve started following your plan, and I’ve got a beginner emergency fund of $1,000 saved. Now that I’m ready to start paying off debt in Baby Step 2, do you recommend paying off credit card balances before or after closing the accounts? Maeve Dear Maeve, I’m really proud of you. Congratulations on starting […]
Dear Dave, I’m just starting my debt-free journey and trying to lay out a budget. What are your thoughts on budget billing for utilities? Ryan Dear Ryan, I think it’s wonderful! There’s absolutely nothing wrong with it at all. For a lot of folks, especially those in your situation, it helps smooth out utility payments […]
Most Protestant pastors feel confident about the discipleship taking place in their churches. But there’s still plenty of room for growth, according to a new study from LifeWay Research.
Dear Dave, As a business owner, how do you find a life balance between work and home? I have my own small business, and sometimes I feel like I’m putting in too much time at the shop and not spending enough time with my husband and kids. Molly
The Great Commission, the Cooperative Program, supporting pastors and listening to Southern Baptists will be among the early emphases of Ronnie Floyd’s presidency at the Southern Baptist Convention Executive Committee, he said during a press conference and a Facebook Live session on April 2.
I’m an admissions counselor for a university, and I make $37,000 a year. I spend a lot of time on the road, and I’m trying to get out of debt, but I have one credit card I’m still using for travel expenses. The university refunds me for these expenses, which always run $300 to $400 per trip, but usually it takes about three weeks for this to happen. Do you have any advice for someone in my situation?
A Montana pastor likens the effect of the Cooperative Program to a fence line. “It’s like multiplying our labor, like building a fence two miles long together, rather than a quarter-mile if you had to do it alone,” Jeff Cahill told Baptist Press. He’s a rancher and pastor of Valley Community Church in the far-reaching prairies around Miles City, Mont. “We see the Cooperative Program as a way we can reach beyond our abilities.”
Ronnie Floyd is the new president and CEO of the Southern Baptist Convention’s Executive Committee, elected April 2 by ballot vote in a called meeting in Dallas.Floyd received 68 of 69 votes cast, the EC said, electing Floyd in an executive session of nearly four hours.